Privacy Policy | Aurex Nordic Capital

1. Introduction

Aurex Nordic Capital ("we", "us", or "our") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. This policy complies with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

2. Information We Collect

We collect information that you provide directly to us, including:

Personal Identification Information: Name, email address, phone number, company name
Financial Information: Details about collateral, loan requirements, investment objectives, and related financial data
Communication Data: Records of correspondence with our team
Technical Data: IP address, browser type, device information, and website usage data collected through cookies

3. How We Use Your Information

We use your information to:

Provide, operate, and maintain our services
Process your inquiries and service requests
Assess creditworthiness and collateral value
Comply with legal and regulatory obligations, including anti-money laundering (AML) and know-your-customer (KYC) requirements
Communicate with you about our services
Improve our website and services
Detect and prevent fraud or other illegal activities

4. Legal Basis for Processing (GDPR)

Under GDPR, we process your personal data based on the following legal grounds:

Consent: You have given clear consent for us to process your personal data for specific purposes
Contract: Processing is necessary for a contract we have with you
Legal Obligation: Processing is necessary to comply with the law (e.g., AML/KYC regulations)
Legitimate Interests: Processing is necessary for our legitimate interests or those of a third party

5. Data Sharing and Disclosure

We do not sell your personal information. We may share your information with:

Service Providers: Third parties who perform services on our behalf (e.g., IT support, legal advisors)
Regulatory Authorities: When required by law or to comply with legal processes
Professional Advisors: Lawyers, auditors, and other professional consultants
Business Transfers: In connection with any merger, sale, or acquisition

6. International Data Transfers

As we operate across multiple jurisdictions (London and Stockholm), your data may be transferred to and processed in countries outside your residence. We ensure appropriate safeguards are in place for such transfers, including standard contractual clauses approved by the European Commission.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

8. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law (e.g., for regulatory compliance, tax purposes, or legal claims).

9. Your Rights Under GDPR

If you are located in the European Economic Area (EEA), you have the following rights:

Right to Access: Request copies of your personal data
Right to Rectification: Request correction of inaccurate data
Right to Erasure: Request deletion of your data under certain conditions
Right to Restrict Processing: Request restriction of processing under certain conditions
Right to Data Portability: Request transfer of your data to another organization
Right to Object: Object to processing based on legitimate interests
Right to Withdraw Consent: Withdraw consent at any time (where processing is based on consent)

To exercise these rights, please contact us at enquiries@aurexnordiccapital.com.

10. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie settings through your browser preferences. Types of cookies we use:

Essential Cookies: Necessary for website functionality
Analytics Cookies: Help us understand how visitors use our site
Functional Cookies: Remember your preferences and settings

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

12. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal data from children.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date. Continued use of our services after changes constitutes acceptance of the updated policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Email: enquiries@aurexnordiccapital.com
Offices: London, UK • Stockholm, Sweden

If you are not satisfied with our response, you have the right to lodge a complaint with your local data protection authority.